This Privacy Policy explains how Salman electronics may collect information from you when you visit our web site or when you use our online financial services. We recognize the importance our customers place on the privacy and security of their personal information. Our goal is to protect your personal information in every possible way that we interact with you, whether it’s on the telephone, in our stores, or on the Internet. We think it is important for you to be informed of the policies, procedures, and security measures that we have in place to safeguard your personal and confidential information. With that in mind, we have developed this Privacy Policy to help you to understand the steps we take to protect your personal information when you utilize our online financial services. In addition to the protections discussed within this Internet Privacy Policy, your online financial activities may also be protected by our General Privacy Policy. Below are several definitions of terms used within this policy: Customer Information – Customer Information refers to personally identifiable information about a consumer, customer or former customer of Salman electronics. Internet Protocol (IP) Address – an IP address is a unique address that devices use in order to identify and communicate with each other on a computer network. An IP address can be thought of as a street address or a phone number for a computer or other network device on the Internet. Just as each street address and phone number uniquely identifies a building or telephone, an IP address can uniquely identify a specific computer or other network device on a network. We may use IP addresses to monitor login activity and for identification purposes when necessary for security investigations. Cookie – a Cookie is a very small text file sent by a web server and stored on your hard drive, your computer’s memory, or in your browser so that it can be read back later. Cookies are a basic way for a server to identify the computer you happen to be using at the time. Cookies are used for many things from personalizing start up pages to facilitating online purchases. Cookies help sites recognize return visitors and they perform a very important function in secure Internet banking. “Session” Cookies are used to monitor session activity within our Internet banking product. These Cookies are encrypted and only our Service Provider can read the information in these Cookies. The session Cookie facilitates the processing of multiple visits during a session without requiring you to sign-in for each individual visit. Session Cookies used within our Web-Cart or Mobile App product do not pass to your computer or phone’s hard drive. Instead, the Cookie is stored in your computer or phone’s memory, identifying only your computer/phone while you are logged on. When you log off, or close your browser/app, the Cookie is destroyed. A new Cookie is used for each session; that way, no one can use the prior Cookie to view your store experience. For additional security, the Cookie expires after 30 minute of inactivity. It must then be renewed. We do not use this Cookie to collect or obtain personal information about you. Service Provider – In order to provide a full range of online store services, we may use various third party providers. These third parties provide services such as: website hosting, ecommerce providers, Mobile App, monthly payment. Third party providers are referred to within this policy as “Service Providers”. Information Collected on the Internet If you are just browsing through our website, we do not request any personally identifiable Customer Information, nor do we collect unique identifying information about you unless you voluntarily and knowingly provide us that information, such as when you send us an email or complete an application online. If you provide us this information, it is only used internally and in furtherance of the purpose for which it was provided. As part of providing online products or services, we may obtain information about our customers and website visitors from the following sources:

• Information we receive from you on applications, emails, or other forms;

• Information about your payments to this Institution and our affiliates;

• Information we receive from a consumer-reporting agency;

And

 • Information that is generated electronically when you visit our website or use our online services.

Service Providers hosting our website and Internet banking service may collect general information on our website visitors for security and statistical purposes. Such information may include: • The Internet address (referral site) which brought you to our web site;

• The date and time you access our site;

• The name and version of your web browser;

• Your Internet Protocol (IP) address;

• The pages visited in our website;

and

• The duration of your online session.

Our Service Providers may use Cookies to collect some the above information. In some cases you must accept cookies in order to view our website. We may also share Customer Information outside this brand when we have your consent, such as when you request a specific product like insurance or an investment product from a third party etc. We may also disclose aggregate (not personally identifiable) Customer Information with Service Providers or financial institutions that perform marketing and research services on our behalf and with whom we have joint marketing agreements. Our contracts require all such Service Providers/or financial institutions to protect the confidentiality of your Customer Information to the same extent that we do. We do not disclose any Customer Information about our customers, former customers, or website visitors to anyone, except as permitted or required by law. We do not sell any of your personal information. Beware of Phishing Attempts and Internet Scams While email is convenient and has a good business use, it can also be misused by criminals for scams and various other fraudulent purposes. “Phishing emails” are frequently used by criminals to entice the recipient to visit a fraudulent website where they try to convince the recipient to provide personal information, such as ATM card numbers, account numbers, access IDs and passwords. Some of these fraudulent websites may also be virus laden and can be used to download mal-ware to your computer. Fraudulent websites often look identical to a legitimate site, so it’s important to look very closely at the website address. Below we have listed a few tips to help protect your personal information on the Internet:

• Always be wary of links in emails, especially any links in emails purporting to be from Salman Electronics.

• Please remember that if we send you an email, we will never ask for personal information such as your Credit card number, ATM card number, PIN number, or financial details.

• Bookmark Salman Electronics website and use this bookmarks every time you visit our website.

• Whenever you enter personal information like your ID or password, always look for the lock symbol, or https: in the address bar. Always click on the lock symbol and review the certificate details.

• Update your Internet browser! Most browsers now offer free anti-phishing tool bars that can help alert you of fraudulent websites.

• If you send us an email, please do not include any confidential, personal or sensitive information in the email message, as email messages are generally not secure. We do offer secure messaging through our messaging product (WhatsApp) and you may use this secure messaging feature if you need to send us sensitive or confidential information.

• Make sure that your computer always has up-to-date versions of both anti-spyware and anti-virus software. Security Salman electronics have developed strict policies and procedures to safeguard your Customer Information. Our policies require confidential treatment of your personal information. We restrict employee access to your personal information on a “need to know” basis and we take appropriate disciplinary measures to enforce employee privacy and confidentiality responsibilities. We have established training programs to educate our employees about the importance of customer privacy and to help ensure compliance with our policy requirements. Furthermore, Salman electronics and our Service Providers maintain strong physical, electronic and procedural controls to protect against unauthorized access to customer information. Our computer systems are protected in the following ways: Computer anti-virus protection detects and prevents viruses from entering our website, email, and computer network systems. Firewalls and intrusion prevention systems block unauthorized access by individuals or networks. We use encryption technology, such as Secure Socket Layer (SSL), to protect the transmission of your confidential information. Whenever you login to our Internet store App store or schedule an online meeting through our system, the communication is encrypted. Encryption scrambles transferred data so it cannot be read by unauthorized parties. We provide secure email through our Internet Store product to help ensure that your communications with us are confidential. We continually monitor technological advances and upgrade our systems to ensure your information remains secure. Customer Awareness for Internet stores Recently, Salman Electronics has seen significant changes in the internet store App threat landscape. Fraudsters have continued to develop and deploy more sophisticated, effective, and malicious methods to compromise authentication mechanisms and gain unauthorized access to customers’ online accounts. Rapidly growing organized criminal groups have become more specialized in financial fraud and have been successful in compromising an increasing array of controls. Various complicated types of attack tools have been developed and automated into downloadable kits. Fraudsters are responsible for losses of hundreds of millions of rupees resulting from online account takeovers and unauthorized funds transfers. Salman electronics is providing the below security awareness information for your use and action to help protect your online account and payment information. Below are the protections and liabilities for consumer transactions using Salman electronics internet store: To access our store service, you must use the Login ID and/or other means of access we establish or provide for your Internet store Customer Account together with a Password. It is your responsibility to safeguard the Login ID and Password. Anyone to whom you give your Login ID and Password or other means of access will have full access to your accounts even if you attempt to limit that person’s authority You, or someone you have authorized by giving them your Login ID and Password or other means of access (even if that person exceeds your authority), can instruct us falsely.  Please notify us promptly if you change your address or if you believe there are any errors in reciept information. You are responsible for all orders you place using the Internet store under this Agreement. If you permit other persons to use your account, you are responsible for any action they authorize or conduct on any of your product. However, tell us at once if you believe anyone has used accessed your accounts without your authority. Telephoning is the best way of keeping your possible losses down. Our sole responsibility for an error in an order completion will be to correct the error. You agree that neither we nor the service providers shall be responsible for any loss or property damage, whether caused by the equipment, software, Salman electronics, or by Online browser providers such as Google Chrome and Microsoft (Microsoft Internet Explorer browser), or by Internet access providers or by online service providers or by an agent or subcontractor of any of the foregoing. Neither we nor the service providers will be responsible for any direct, indirect, special or consequential economic, or other damages arising in any way out of the installation, use, or maintenance of the equipment, software, the Salman electronics Internet store service or Internet Browser or access software. In this regard, although we have taken measures to provide security for communications from you to us via the Salman electronics Internet store Service and may have referred to such communication as “secured,” we cannot and do not provide any warranty or guarantee of such security. Additionally, In case of errors or questions about your Internet store payment plans, telephone us at the phone number or write us at the address set forth above as soon as you can. We must hear from you no later than one (1) day after we sent the first confirmation receipt on which the problem appears.

a. Tell us your name and CNIC number.

b. Describe the product confirmation you are unsure about, including the order confirmation or reference number if applicable, and explain as clearly as you can, why you believe it is an error or why you need more information.

c. Tell us the SE amount of the suspected error. Salman electronics will never contact any customer and request online banking credentials. If you get a call asking for your credentials, hang up and call us! UAN # 03-111-666-735, Tips to Reduce the Risk in Internet store? Block cookies on your Web browser: When you surf, hundreds of data points are being collected by the sites you visit. These data get mashed together to form an integral part of your “digital profile,” which is then sold without your consent to companies around the world. By blocking cookies, you’ll prevent some of the data collection about you. Yes, you’ll have to enter passwords more often, but it’s a smarter way to surf. Don’t put your full birth date on your social-networking profiles: Identity thieves use birth dates as cornerstones of their craft. Use multiple usernames and passwords: Keep your usernames and passwords for social networks, online banking, email, and online shopping all separate. Having distinct passwords is not enough nowadays: if you have the same username across different Web sites, your entire romantic, personal, professional, and e-commerce life can be mapped and re-created with some simple algorithms. It’s happened before. Internet store Problems, Concerns, or something doesn’t look right? Call us at UAN # 03-111-666-735 Salman electronics Verification Data Team.          

Who we are

Salman Electronics(SE), trading in karachi, Laptops SE, Home Appliances Se, Kitchen Appliances Se, Appliances SE and many other electronic category, Better deals whose registered office is in Karachi together with many group companies or other trading name (“we” “us” “our”) are committed to protecting and respecting your privacy. For the purposes of data protection legislation, we are the largest appliances outlet range in Karachi and we will process your personal data in accordance with the National Database & Registration Authority and National Laws which relate to the processing of personal data. Please read the following carefully to understand our views and practices regarding your personal data and how we will treat it.

Customers

SE will collect details such as Name, Address, Contact details, Delivery address, Bank/Credit/Debit card details when you order goods or services from us either via our Site, over the telephone or in store. We will use this information to process your order and comply with our contractual obligations.
In order to perform our contract with you, we may also need to share personal data with third parties such as, credit reference agencies, payment providers and postal service/logistics organizations to assist in the delivery of goods or services you have ordered.
If you are applying for a payment plan we may use credit reference agencies to assess your credit worthiness before Processing your any payment plan options.
We may also advertise your feedback on our website and marketing materials.
We will retain your information as long as we require this to provide you with the goods or services ordered from us and for a period of 15 years afterwards. Where you have subscribed to receive marketing correspondence from us we will keep your personal data for the period of time described above.

An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.

Media

Salman Electronics will only use your personal data where the law allows us to. Most commonly, we will use your personal data in the following circumstances:
for performance of a contract we enter into with you;
where necessary for compliance with a legal or regulatory obligation we are subject to; and
for our legitimate interests (as described within this policy) where your interests and fundamental rights do not override these interests.

Cookies

If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

Who we share your data with

In order to perform our contract with you, SE may also need to share personal data with third parties such as, credit reference agencies, payment providers and postal service/logistics organizations to assist in the delivery of goods or services you have ordered

How long we retain your data

Salman Electronics(SE) will collect details such as Name, Address, Contact details, Delivery address, Bank/Credit/Debit card details when you order goods or services from us either via our Site, over the telephone or in store. We will use this information to process your order and comply with our contractual obligations.
In order to perform our contract with you, we may also need to share personal data with third parties such as, credit reference agencies, payment providers and postal service/logistics organizations to assist in the delivery of goods or services you have ordered.
If you are applying for a payment plan we may use credit reference agencies to assess your credit worthiness before Processing your any payment plan options.
We may also advertise your feedback on our website and marketing materials.
SE will retain your information as long as we require this to provide you with the goods or services ordered from us and for a period of 15 years afterwards. Where you have subscribed to receive marketing correspondence from us we will keep your personal data for the period of time described above.

What rights SE have over your data

SE reserve the right to update this privacy policy at any time, and any changes we make to our privacy policy will be posted on this page. Please check periodically for any updates. If we would like to use your previously collected personal data for different purposes than those we notified you about at the time of collection, we will provide you with notice and, where required by law, seek your consent, before using your personal data for a new or unrelated purpose. We may process your personal data without your knowledge or consent where required by applicable law or regulation.

What rights you have over your data

Where you have provided your consent to the collection, processing and transfer of your personal data, you have the legal right to withdraw your consent under certain circumstances. To withdraw your consent, please contact us at compliance.